Meet Fernando

I have dedicated more than 40 years to the insurance and financial services industry, helping individuals, families, and business owners plan for their financial futures.

In 1988, I founded MassMutual Puerto Rico, where I served as General Agent for 32 years. After retiring as General Agent, I made the decision to continue doing what I enjoy most: working directly with clients as a Financial Advisor.

Today, I use the experience, Advanced Sales Strategies and knowledge I have gained throughout my career to serve a select group of clients, focusing on Investments, Retirement Planning, Business Succession, and Estate Planning strategies.

Over the years, I have received numerous industry recognitions in Puerto Rico and the United States. I have also served as Past President of NAIFA, Treasurer of the Puerto Rico Life and Disability Insurance Guarantee Association, and a Board Member of Fondos Unidos de Puerto Rico (United Way).
I hold the Chartered Financial Consultant® (ChFC®) and Chartered Life Underwriter (CLU) and Certified Financial Planner (CFP®) designations.

After more than four decades in this business, what I value most is the trust and relationships I have built with my clients and the opportunity to help them plan with confidence for their future.