Executive Leadership

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José J. Borges

President & CEO, MassMutual Puerto Rico

Professional Story

Insurance Strategies, Investment Strategies (Reg. Reps Only)

English

Preparing for that next step in life isn’t always easy. My combination of experience, professionalism and access to a wide variety of products and services can help you meet your financial goals, estate strategies and insurance needs. Whether your goals include preparing for milestone life events like retirement or college, or whether you’re simply looking for life, disability income or long-term care insurance protection, I promise you a new level of attention, insight and capability. Contact me to discuss your financial future.

I have a Bachelor’s Degree in International Relations with a concentration in Finance and Economics from St. Mary’s University in San Antonio, Texas. In addition, I obtained a Graduate Certificate from American University in Washington, DC in the area of institutional and development economics.

I partake in Extra Life Program of the San Jorge Children’s Hospital (part of the Children’s Miracle Network Hospitals).

MM202503-300856

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Edward Gonzalez

Brokerage Director

LUTCF®, CLTC

Professional Story

English

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Carmen Ramírez

Financial Services Professional / Registered Representative

Professional Story

Insurance Strategies, Investment Strategies (Reg. Reps Only), Financial Education, Risk Management Strategies

English

Preparing for that next step in life isn’t always easy. My combination of experience, professionalism and access to a wide variety of products and services can help you meet your financial goals, estate strategies and insurance needs.

Whether your goals include preparing for milestone life events like retirement or college, or whether you’re simply looking for life, disability income or long-term care insurance protection, I promise you a new level of attention, insight and capability. Contact me to discuss your financial future.

Prior to working with Mass Mutual, I worked as an executive for Calvin Klein International. During my career I have managed different markets across Latin America and the Caribbean.

I also, collaborate with several non-profits organizations like Girl Scouts, among others.

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Agency officers are not officers of MassMutual.